When you practice any type of sport you must be aware that you are exposed to accidents, in the case of winter sports are no less. You may think that nothing will ever happen to you in the mountains, but it will always be better to have insurance that covers possible accidents in order to take into account our own integrity and even that of third parties. .
If you are thinking about enjoying the snow season and you have doubts about what specifically you need to be able to enjoy the evening without any worries, you will just have to read this article in which we will explain all the details you need to know. Ready?
What does the ski pass include?
Regardless of whether it is your first time hitting the ski slopes, you are already practicing skiing or snowyou need to know that you need a ski pass to be able to access the facilities and use the different lifts. In this case, a minimum insurance is mandatory, known as Compulsory Travel Insurance (S.O.V) in which, by law, there is an obligation to assist the injured person.
But, consequently, this insurance is quite limited, and it will be better that you have accident insurance that covers you in the event of any type of accident.
What does snow insurance cover in general?
In general, once you take out accident insurance, regardless of whether it is to go to the snow or not, it includes a series of essential actions, of which we can relate the following:- Minor and major injuries.
- Injuries to third parties.
- Disease.
- Death.
- Travel delays.
- Delays due to avalanche.
- Thefts and losses.
- Car accidents and breakdowns during the trip.
- Rescue on slopes and with helicopter.
- Health transfer or repatriation of the insured and the companion.
How do I get the best sure?
Enjoying your winter vacation with your family or group of friends in the snow is something that is currently becoming fashionable. Therefore, insurers may see a whole business in this lawsuit.
- Although it may be obvious, the best thing you can do is check that the insurance you take out covers the activity you are going to do, not all policies cover the same sports and/or experiences, so it is better to avoid unpleasant surprises and be well informed as there are some that do not include off-piste rescues or climbs to the stations.
- Compare prices. Yes, as we have anticipated, there are many insurance companies that see this type of sports as a whole business. There are many travel agencies that offer their own insurance, but it will be better that you also search separately to get the best conditions.
- In the event that your getaway to the snow has to do with a competition, you should think that it is not a normal exercise, so check the information and make sure that it also covers this type of activity. events.
- Check the insurance offered by your federation.
There is a saying, everyone knows, that sums up very well why you should take out snow insurance before practicing winter sports: "prevention is better than cure." From now on the only thing left for you is to enjoy active tourism in the best landscapes you can find.
